Today • Islamic Date -

Next Prayer: London -

Recent Donations -

Muslim Aid Media Centre

Nisab Explained: The Gold & Silver Thresholds for Zakat in 2027

The Nisab threshold for Zakat in 2027 is based on the current market value of gold and silver. This is approximately 87.48 grams of gold and 612.36 grams of silver, meaning that when your wealth reaches this amount, and you’ve held it for one full lunar year, you must pay 2.5% of your wealth in Zakat.

Zakat is an annual donation, obligatory for all able Muslims. It is one of the five pillars of Islam and applies to those possessing wealth which meets or exceeds the Nisab threshold. If held for a full Islamic (lunar) year, then this wealth qualifies a Muslim to pay the donation.

The donation aims to redistribute wealth to those in desperate need, providing vital support needed for survival. It takes 2.5% of a Muslim’s overall wealth and gives it to the less fortunate.

As Muslims worldwide prepare for Zakat in 2027, everyone should aim to understand the Nisab threshold. This threshold varies slightly from year to year, as asset values change, and is based on common assets Muslims own: gold and silver.

Understanding the Nisab threshold is key to determining whether you must pay Zakat in 2027 and working out how much you owe to fulfil your obligation accurately. Giving this donation properly ensures those in desperate need around the world get the necessities and support they need to live comfortably.

What is Nisab? The Definition of Nisab Threshold

“Nisab comes from the Arabic root of “n-s-b”, which means origin, basis or minimum standard. It’s a part of Islamic law that determines the threshold of wealth at which a Muslim becomes liable to pay Zakat. The aim is to ensure that only those with sufficient wealth contribute to protect the poor, encourage wealth circulation and avoid hoarding possessions. It’s calculated using the monetary value of either 87.48 grams of gold or 612.36 grams of silver.”

This means that when you reach or exceed this threshold in gold, silver and other eligible assets, such as savings and cash, and have held this wealth for a full Islamic year, you must pay Zakat. Your donation leads to fairness, social welfare and adherence to Islamic law, creating a better, more just world for everyone.

What is the Nisab Threshold for 2027?

The Nisab threshold for 2027 depends on the current market value of gold and silver you use to calculate your Zakat. This varies constantly and must be checked closer to the time your Zakat is due for an accurate donation.

However, the weight of the assets stays the same:

Nisab Weight

Gold 87.48g

Silver 612.36g

Calculate the value of the weight you own, at the threshold or above, to determine your total wealth and how much you should pay.

This calculation should also include other assets, such as cash, savings, investments, agricultural produce and livestock, and second properties or vehicles.

Once you’ve calculated the total value of your wealth, take 2.5% to determine the amount you need to give to those in need.

Why Are There Gold and Silver Nisab Values?

Gold and silver Nisab values are used because these were historically, and still are, very common assets that Muslims held. This means that the threshold was created based on these two assets, and because they are still popular assets, the threshold is still relevant today.

Now, these assets have different market values, so the two thresholds can greatly differ. For example, the silver threshold is commonly used because it’s lower, meaning more people can meet it and, therefore, help can reach more people in need.

If you’re unsure which threshold to use or how to apply this threshold to other assets alongside gold and silver, it’s best to seek guidance from your local Imam.

How Does Nisab Affect Your Zakat?

To understand Nisab, you need to know how it affects your Zakat. The Nisab is the threshold you use to determine whether your wealth has reached the minimum level at which Zakat becomes obligatory.

Eligible wealth includes gold, silver, savings, cash, investments and business assets that need to be included in your calculation. However, when calculating the amount you need to donate, you need to deduct certain liabilities, such as household bills.

This gives you an accurate total of your wealth, allowing you to calculate precisely. This total is then used to calculate 2.5% of it, which is the portion of wealth that’s Zakat-eligible.

Calculate Your Zakat for 2027

At Muslim Aid, we understand that calculating your Zakat accurately can be complicated, especially when you have multiple assets that meet the threshold. This is why we have an easy-to-use Zakat calculator to help you work out how much you need to pay to fulfil your obligation.

Our calculator uses the latest Nisab values and allows you to enter your eligible assets like gold, silver, cash, investments and trade goods and deduct your relevant liabilities, all in one place!

For 2027, check the latest gold and silver values before calculating your Zakat for an accurate donation. This ensures you fulfil your obligation correctly, help those most in need and save lives.

Donate Zakat 2027 with Muslim Aid

For over 41 years, Muslim Aid has taken your Zakat donations very seriously. With our 100% Ulama-approved Zakat policy, you can trust that we use your donations to protect those in desperate need worldwide, to relieve the Ummah’s distress.

Our team work tirelessly on the ground to save lives and bring hope for a brighter future. Your donation can help to:

  • Give those suffering from extreme poverty and hunger nourishing food to relieve their hardship.
  • Deliver lifesaving, sustainable water and sanitation systems to areas affected by drought.
  • Provide widows and orphans with financial support, education and skills training.
  • Offer those who are displaced from their homes adequate and suitable shelter to protect them.
  • Ensure that those caught in crossfire and conflict can access the urgent medical care they need to survive.

Donate your Zakat 2027 to Muslim Aid and help countless vulnerable communities and families survive, so they can build a better, brighter future away from poverty, hunger, conflict, devastation and hardship.

Nisab FAQs

What is Nisab?

Nisab is the wealth that a Muslim must have to become liable to pay Zakat. It’s based on the common assets of gold and silver, stating that a believer must possess 87.48g of gold or 612.36g of silver for a full lunar year to be eligible to give this donation.

What is the Nisab Threshold for 2027?

The Nisab threshold for 2027 will be based on possessing 87.48g of gold or 612.36g of silver. However, these weights change in value constantly, so it’s best to check closer to the time to see whether you need to give Zakat.

Why Does the Nisab Use Gold and Silver?

Historically, the Nisab used gold and silver because they were the main assets that Muslims possessed. Today, these assets remain relevant as many people own them. Plus, having both assets means more Muslims are eligible to pay Zakat because silver is valued less than gold, and can help more people in need.

How Can I Calculate My Zakat?

You can easily calculate your Zakat with our easy-to-use Zakat calculator. This helps you calculate the current value of your assets and even to deduct your liabilities from your wealth. From this, our calculator takes 2.5% of your total wealth, so you instantly know how much you owe!

We are a faith-based British international charity that provides help to people who are victims of natural disasters or conflict or suffering from poverty, hunger, disease, homelessness, injustice, deprivation or lack of skills and economic opportunities.

020 7377 4200 | 020 7870 1602