Like most of us, the intention of writing a will has been on my to do list for as long as I can remember. It’s something that we all know we must do but often leave for another day. Maybe it’s the thought of dying that we don’t want to address or actually not knowing how to go about it.
It often becomes very important when you lose a loved one and you have to second guess what they would have liked to do in certain circumstances. The departure of a parent is when it hits you hard. Brothers and sisters quibble over the slightest issues and the family unit that your parents tried so hard to maintain starts to disintegrate.
Protect your children, avoid arguments:
I remember meeting a friend a while ago and I will share her story because that is what prompted me to look into wills and legacy. My friend’s parents came to the UK back in the 70’s and both worked hard for their families. She told me how her mother spent days and nights working on a sewing machine to support the father and built their family home. Unfortunately, the mother passed away a few years ago and the father subsequently got married again and died recently. Since neither the mother nor the father had a will, the home went from the mother to the father and then to the new wife under the laws of intestacy. The children were completely left out of any entitlement. The friend recalled how her mother never enjoyed life just so that her children could have comfort and she feels now all her life’s effort had been in vain.
Gifts to charity:
We work hard all our lives to raise our standards of living and to ensure that our families are well kept and protected but have we ever thought about scenarios like these? What about the Akhirah? we often assume that when we are long gone our children will install a water well somewhere or maybe build a masjid or nothing at all but if we have taken care of everything in our lifetime what’s stopping us taking care of our Akhirah. Why are we not thinking about appointing a charity to do our Sadqah Jariya/ongoing charity when we have left this temporary world, its easily done, simply make a will.
Muslim Aid is one of the oldest Muslim charities in the UK and has embedded itself in the neediest of countries across the world. Over the last 35 years we have served the poorest of the poor, we have lived amongst them and have seen how their lives have evolved, from streams to water wells to deep boreholes. No one knows better than us where your donation will make a long lasting impact. Trust us with your legacy.
All gifts to Muslim Aid are Inheritance Tax exempt, and if you leave enough of your estate to us, the remainder of your estate could benefit from a reduced rate of Inheritance Tax (36% instead of 40%).
Experience you can trust:
Coming from 23 years at HSBC Bank, I know only too well the financial implications of leaving no will, so when I came to Muslim Aid, I made it my mission to set up the wills service and make it easy for the community to access a will writing service. Our partners, Farani Taylor Solicitors, have a dedicated team for Islamic wills and are experts in Estate planning and Inheritance Planning and most importantly share the same passion about serving the community.
I am delighted that I have been able to realise my mission in setting up a wills and legacy service for Muslim Aid. This is my legacy for the great organisation so come and join me and leave your legacy for those that need it most.
MRS RASHDA MAHMOOD